# Mike.ai Scottish conveyancing completion pack

Boundary: Controlled-data sample output pack. Not affiliated with any law firm and not a legal advice output.
Workflow: Scottish conveyancing completion readiness

Export decision: External export locked
Reason: 2 blocker(s) require reviewer clearance before any external completion pack is released.
Audit export readiness: 2 row(s) block audit export until reviewer clearance is recorded.
Lock reasons:
- Risk partner clearance is required for gifted-deposit source trail does not yet tie back to bank statement evidence.
- Title reviewer clearance is required for advance notice status is missing from the completion checklist.

## Internal matter readiness note

Audience: Fee earners and completion operators
Export state: internal-ready

42/100 readiness across 42 active sample matters.

- The sample portfolio has 24 open completion items and 7 blocked matters.
- 2 export lock(s) remain active, so the pack should stay internal until reviewer clearance is recorded.
- The main pressure points are AML/source-of-funds evidence and RoS advance-notice confirmation.

Sources:
- AML and source of funds: ID verification, source-of-funds trail, gifted-deposit letter, proof of address
- Lender and insurance: mortgage offer, lender special conditions, buildings insurance confirmation
- Search, title and RoS: title plan, advance notice status, discharge status, search update
- LBTT and ADS: LBTT return status, ADS position, client confirmation, completion statement
- Completion statement: settlement figure, fees/outlays, client balance confirmation

## Missing-evidence list

Audience: Operators chasing clients, lenders and internal reviewers
Export state: internal-ready

4 source-linked evidence gap(s), including 2 high-risk item(s).

- Northstar Purchase 1042: Gifted-deposit source trail does not yet tie back to bank statement evidence. Next action: Request donor statement trail and keep external completion pack locked.
- Northstar Purchase 1038: Advance notice status is missing from the completion checklist. Next action: Confirm advance notice position before partner signs completion note.
- Northstar Purchase 1045: Additional Dwelling Supplement position needs client confirmation. Next action: Send ADS confirmation request and flag completion statement as provisional.
- Northstar Purchase 1041: Buildings insurance confirmation is missing against lender condition. Next action: Request policy confirmation and keep lender condition flagged.

Sources:
- AML metadata pack, item 4
- Title readiness metadata, item 2
- Tax metadata pack, item 1
- Lender checklist metadata, item 6

## Partner review pack

Audience: Supervising partner and risk owner
Export state: locked

2 blocker(s) require reviewer clearance before any external completion pack is released.

- Northstar Purchase 1042 remains locked: Risk partner clearance is required for gifted-deposit source trail does not yet tie back to bank statement evidence.
- Northstar Purchase 1038 remains locked: Title reviewer clearance is required for advance notice status is missing from the completion checklist.
- Reviewer should clear high-risk AML/source-of-funds and RoS evidence before the completion pack leaves the firm.

Sources:
- AML metadata pack, item 4
- Title readiness metadata, item 2

## Audit export readiness register

Audience: Risk owner, operations lead and supervising reviewer
Export state: locked

2 row(s) block audit export until reviewer clearance is recorded.

- 0 row(s) are ready for controlled audit export.
- 2 row(s) still block external release.
- Lock reason: Risk partner clearance is required for gifted-deposit source trail does not yet tie back to bank statement evidence.
- Lock reason: Title reviewer clearance is required for advance notice status is missing from the completion checklist.
- Required evidence: Northstar Purchase 1042: AML metadata pack, item 4; Northstar Purchase 1038: Title readiness metadata, item 2

Sources:
- Northstar Purchase 1042: AML metadata pack, item 4
- Northstar Purchase 1038: Title readiness metadata, item 2
- Northstar Purchase 1045: Tax metadata pack, item 1
- Northstar Purchase 1041: Lender checklist metadata, item 6

## ROI and control report

Audience: Operations director, finance lead and engagement sponsor
Export state: internal-ready

Conservative reduction from manual chasing, pack review, and status collation.

- Active completion matters: 42. Fictional sample portfolio for a regional conveyancing team.
- Blocked matters: 7. Matters with at least one high-risk unresolved completion blocker.
- Export locks: 2. External packs blocked until partner or risk review clears the item.
- Estimated weekly saving: 18.5h. Conservative reduction from manual chasing, pack review, and status collation.

Sources:
- Completion command centre sample metrics
- Reviewer export-lock status
- Missing evidence queue