Property suite

Scottish completion risk radar

The completion-pressure view a broad legal AI workspace will not give a Scottish property manager.

A manager-facing risk radar for Scottish conveyancing completion pressure: advance notices, RoS, LBTT/ADS, lender, AML/source-of-funds, cashroom and export locks in one view.

Controlled-data sample Scottish completion control surface. Not affiliated with any law firm and not legal advice.

Live-style sample

Completion risk radar

NLG-214 purchase

Purchase with mortgage and gifted deposit

62/100

Completion: 2026-07-03

Advance notice: 3 days

Lender: Conditional funds request

Export locked

NLG-219 sale and purchase

Linked sale and purchase chain

76/100

Completion: 2026-07-04

Advance notice: 8 days

Lender: Certificate signed, funds timing pending

Export locked

NLG-225 remortgage

Remortgage with discharge evidence

86/100

Completion: 2026-07-08

Advance notice: 14 days

Lender: Ready

Export clear

NLG-231 purchase

Cash purchase with ADS question

71/100

Completion: 2026-07-09

Advance notice: 5 days

Lender: No lender

Export locked

Portfolio readiness

74/100

Average readiness across the fictional Scottish completion portfolio.

Expiring advance notices

2

Sample matters with five or fewer days remaining in the visible advance-notice window.

Locked matters

3

External readiness outputs remain locked where evidence or reviewer gates are unresolved.

Reviewer gates

4

Named review points across title, tax, AML/source-of-funds, lender and cashroom lanes.

Narrow advantage

Built around Scottish completion pressure.

This is the clearest current Mike.ai wedge over broad legal AI: a Scotland-specific completion control surface that answers what a property manager must clear before the readiness pack can leave.

Advance notice window

critical

Protection window visible before completion pack release.

Blocker: One purchase matter has a narrow remaining window and no partner-cleared contingency note.

Next action: Confirm notice position, diarise expiry pressure and lock external readiness note until reviewer clears.

Owner

Title operator

Source

RoS-AN-Policy-01

Export locked

LBTT and ADS return

watch

Tax status and ADS question recorded before completion-day readback.

Blocker: ADS position is marked client-to-confirm on one file.

Next action: Request confirmation and route ambiguous ADS answer to partner review.

Owner

Tax/checklist operator

Source

RS-LBTT-Checklist-04

Export locked

AML and source of funds

critical

No external pack where source-of-funds evidence is unresolved.

Blocker: Gifted deposit narrative is incomplete on the highest-pressure matter.

Next action: Hold completion readiness export until reviewer records sufficient evidence.

Owner

AML reviewer

Source

AML-SOF-07

Export locked

Lender funds and instructions

watch

Mortgage conditions, certificate of title and funds timing visible by matter.

Blocker: One lender condition remains marked conditional.

Next action: Escalate conditional item before 16:00 day-before-completion checkpoint.

Owner

Fee earner

Source

Lender-Pack-03

Export clear

Cashroom and completion statement

ready

Ledger, client balance and completion statement reconcile before release.

Blocker: No unresolved blocker in the sample metadata.

Next action: Keep monitoring until final funds receipt is recorded.

Owner

Cashroom liaison

Source

Cashroom-Statement-02

Export clear

Day of completion

A release gate for the day that matters.

The sample timeline turns the risk radar into an operating rhythm for managers, fee earners, reviewers and cashroom.

09:00

Risk huddle

Review critical lanes, expiring advance notices and blocked exports.

Locked until: All critical lanes have owner and next action.

11:00

Funds and lender checkpoint

Confirm funds timing, conditions, ledger state and completion statement.

Locked until: Conditional lender or ledger items are cleared or escalated.

14:30

Title and tax checkpoint

Confirm RoS, advance notice, LBTT/ADS and registration-readiness states.

Locked until: Tax ambiguity and title exceptions are partner reviewed.

16:00

Export release gate

Release only internal readiness note, missing-evidence list or locked partner pack.

Locked until: No high-risk unresolved item remains on client-facing output.

Buyer questions

Why is this stronger than a broad legal AI assistant?

It is a portfolio control surface for Scottish completion pressure: advance-notice window, RoS, LBTT/ADS, lender, AML/source-of-funds, cashroom and export locks are visible together.

Does the public route process client documents?

No. It uses controlled sample data, with no private document body storage, no real matter data and no real-firm endorsement language.

What must be live before private use?

Live Cloudflare Access application readback, private source-vault retention/deletion drill, persistent reviewer actions, signed document access and approved Microsoft/DMS import controls.

Private-data gates

This route is a public fictional control surface. Private use requires Access JWT verification, source-vault retention and deletion evidence, persistent reviewer actions, signed access, and approved Microsoft/DMS import boundaries.

Fictional public artefact only. No real law-firm approval, endorsement, evaluation or private client data processing is implied.