NLG-214 purchase
Purchase with mortgage and gifted deposit
Completion: 2026-07-03
Advance notice: 3 days
Lender: Conditional funds request
Export locked
Scottish completion risk radar
A manager-facing risk radar for Scottish conveyancing completion pressure: advance notices, RoS, LBTT/ADS, lender, AML/source-of-funds, cashroom and export locks in one view.
Controlled-data sample Scottish completion control surface. Not affiliated with any law firm and not legal advice.
Live-style sample
Purchase with mortgage and gifted deposit
Completion: 2026-07-03
Advance notice: 3 days
Lender: Conditional funds request
Export locked
Linked sale and purchase chain
Completion: 2026-07-04
Advance notice: 8 days
Lender: Certificate signed, funds timing pending
Export locked
Remortgage with discharge evidence
Completion: 2026-07-08
Advance notice: 14 days
Lender: Ready
Export clear
Cash purchase with ADS question
Completion: 2026-07-09
Advance notice: 5 days
Lender: No lender
Export locked
Portfolio readiness
74/100
Average readiness across the fictional Scottish completion portfolio.
Expiring advance notices
2
Sample matters with five or fewer days remaining in the visible advance-notice window.
Locked matters
3
External readiness outputs remain locked where evidence or reviewer gates are unresolved.
Reviewer gates
4
Named review points across title, tax, AML/source-of-funds, lender and cashroom lanes.
Narrow advantage
This is the clearest current Mike.ai wedge over broad legal AI: a Scotland-specific completion control surface that answers what a property manager must clear before the readiness pack can leave.
Protection window visible before completion pack release.
Blocker: One purchase matter has a narrow remaining window and no partner-cleared contingency note.
Next action: Confirm notice position, diarise expiry pressure and lock external readiness note until reviewer clears.
Owner
Title operator
Source
RoS-AN-Policy-01
Export locked
Tax status and ADS question recorded before completion-day readback.
Blocker: ADS position is marked client-to-confirm on one file.
Next action: Request confirmation and route ambiguous ADS answer to partner review.
Owner
Tax/checklist operator
Source
RS-LBTT-Checklist-04
Export locked
No external pack where source-of-funds evidence is unresolved.
Blocker: Gifted deposit narrative is incomplete on the highest-pressure matter.
Next action: Hold completion readiness export until reviewer records sufficient evidence.
Owner
AML reviewer
Source
AML-SOF-07
Export locked
Mortgage conditions, certificate of title and funds timing visible by matter.
Blocker: One lender condition remains marked conditional.
Next action: Escalate conditional item before 16:00 day-before-completion checkpoint.
Owner
Fee earner
Source
Lender-Pack-03
Export clear
Ledger, client balance and completion statement reconcile before release.
Blocker: No unresolved blocker in the sample metadata.
Next action: Keep monitoring until final funds receipt is recorded.
Owner
Cashroom liaison
Source
Cashroom-Statement-02
Export clear
Day of completion
The sample timeline turns the risk radar into an operating rhythm for managers, fee earners, reviewers and cashroom.
09:00
Review critical lanes, expiring advance notices and blocked exports.
Locked until: All critical lanes have owner and next action.
11:00
Confirm funds timing, conditions, ledger state and completion statement.
Locked until: Conditional lender or ledger items are cleared or escalated.
14:30
Confirm RoS, advance notice, LBTT/ADS and registration-readiness states.
Locked until: Tax ambiguity and title exceptions are partner reviewed.
16:00
Release only internal readiness note, missing-evidence list or locked partner pack.
Locked until: No high-risk unresolved item remains on client-facing output.
It is a portfolio control surface for Scottish completion pressure: advance-notice window, RoS, LBTT/ADS, lender, AML/source-of-funds, cashroom and export locks are visible together.
No. It uses controlled sample data, with no private document body storage, no real matter data and no real-firm endorsement language.
Live Cloudflare Access application readback, private source-vault retention/deletion drill, persistent reviewer actions, signed document access and approved Microsoft/DMS import controls.
This route is a public fictional control surface. Private use requires Access JWT verification, source-vault retention and deletion evidence, persistent reviewer actions, signed access, and approved Microsoft/DMS import boundaries.
Fictional public artefact only. No real law-firm approval, endorsement, evaluation or private client data processing is implied.